Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Related Content Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation. Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last.